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2,000+ Happy Customers
We provide business debt relief in all 50 US states.
★★★★★ 5 Stars
Debt: $169,612 | Settled for: $30,000 82% Savings
The daily payments were killing us. Now we have comfortable weekly payments and saved over $139K. Our restaurant is thriving again.*
John, Restaurant Owner
★★★★★ 5 Stars
Debt: $143,446 | Settled for: $50,000 65% Savings Three stacked MCAs were draining $2,000 daily. The team got us down to manageable payments and saved our business.*
Robert, Trucking
★★★★★ 5 Stars
Debt: $64,831 | Settled for: $27,852 57% Savings I thought bankruptcy was my only option. Instead, I kept my salon open and eliminated most of my debt.*
Lisa, Salon Owner
Questions & Answers
Will this hurt my credit score?
Our program focuses on business debt settlement, which typically has minimal impact on personal credit compared to business bankruptcy.
Are there upfront fees?
No. You only pay after we successfully settle your debts.
How much can I really save?
Our clients typically save 30-80% on their total debt. Individual results vary based on your specific situation and creditor negotiations.
What if I'm already behind on payments?
Being behind actually strengthens your negotiating position. Creditors are more willing to settle when default risk is high.
Is this a loan or refinancing?
No. This is debt settlement - we negotiate to reduce what you owe, not add more debt.
How long does the debt settlement process take?
Most clients complete our program in 6-18 months, depending on their debt amount and financial situation. We work aggressively to settle debts as quickly as possible while ensuring the best outcome for you.
Can I still operate my business during the settlement process?
Yes! That's the whole point. We provide immediate cash flow relief upon enrollment so you can keep your doors open and focus on running your business while we handle the debt negotiations.
What happens if a creditor refuses to settle?
Our experienced legal team has successfully negotiated with virtually every MCA lender in the industry. In rare cases where settlement isn't possible, we explore alternative legal strategies to protect your business interests.
Will creditors stop calling and harassing me?
Yes. Once you enroll in our program, all creditor communication is directed to our legal team. You'll have peace of mind knowing professionals are handling these stressful interactions on your behalf.
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PayLessDebtNow.com is a marketing and lead generation service that connects U.S. business owners with debt relief providers. We are not a lender or legal advisor. Individual results vary and are not guaranteed. This is not a credit or loan offer. By submitting this form, you agree to be contacted by phone, SMS, and email by one or more partners, even if on a Do Not Call list. Read our Privacy Policy and Terms of Use. *Savings listed does not include payments to debt settlement companies
